Financial Highlights

As of October 2017

Total Assets   1.654 B
Loan Receivable (Net)   743.32 M
Portfolio at Risk (PAR 1)   8.06%
Portfolio at Risk (PAR 30)   4.99%
Deposits Liabilities   1.07B 
Other Liablities   48.00 M 
Member's Equity    384.30 M
Gen. Reserve Fund   74.47 M 
Net Surplus   63.59 M
Gross Revenue   123.87 M
Coop. Pesos Rating    89.40% 
Regular   27,645
Associate   1,433
Youthbee   2,525
Smarteens   647
Total Membership   32,250



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      non-working day

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     - Christmas Day

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San Jose Koop Marked March 31, 2015 as a Significant Milestone
Reaching 1.008B Assets

by CEO Caroline D. Dave

When we look back at our Road Map in 2010, it is stated there that by the year 2015 we will be reaching and dreaming the 1B assets. After several years of careful planning and preparation, with strong support from its membership, officers and its employees SAN JOSE KOOP making that dream a reality.

One of the exciting things we have to share is that SAN JOSE KOOP reaches a notable milestone on the first quarter of 2015 reaching 1.008B assets. It is really amazing to see all the hard works we’ve put in for the realization of this dreams.

Time lapses so fast, changes constantly occur and competition arises yet SAN JOSE KOOP was able to surpass all the challenges and even exceed its own records. From 1987 up to present, SAN JOSE KOOP was able to share to 25, 856 regular and associate members and enjoying the privileges that SAN JOSE KOOP members can get.

Other financial figures showing its strength and financial health is the continuous grow on Share Capital of 244.2M and deposits of 646.4M as of March 31, 2015 in order to sustained member’s needs. Members of SAN JOSE KOOP continue to receive substantial patronage refund and interest on share capital as the cooperative has sustained its growth in net surplus.

yearend asset 2015 image


Our target for 2015 is based on the year end assets reached by San Jose Koop in 2014. The target every quarter serves as the basis of the management and officers for the continuity of the Cooperative’s growth and sustainability. As displayed on the figure on the left, there was a difference of 30,654,290 between the target and the actual reached asset.




5yr comparative report image




The Figure on the right shows a 5 year comparative chart between the targets and the actual attained assets every year. As of today, San Jose Koop is one of the top 3 in terms of Assets in all the cooperatives in Bulacan , San Jose Koop remained the ONLY ACCESS BRANDED Cooperative in Bulacan and one of the two ACCESS Branded Coop in the Philippines. Truly proves that we are still one of the Most Outstanding Coops in the country.



This May 14, 1987, we are celebrating our 28th year anniversary and for this 28th year of cooperative existence I can truly say that SAN JOSE KOOP is one of the leading and outstanding cooperative in our community. We received recognition and awards coming from different award giving bodies and it showed that SAN JOSE KOOP is on the right track. The awards that we get also viewed as a manifestation that SAN JOSE KOOP has been an instrumental in reducing poverty and served as a model of good practice in empowering coop members to become economically and financially stable.

Our way of taking care of the trust and confidence of our members is that bringing GOD in the workplace. May the GOOD LORD continue to bless SAN JOSE KOOP.

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