Financial Highlights

As of October 2017

Total Assets   1.654 B
Loan Receivable (Net)   743.32 M
Portfolio at Risk (PAR 1)   8.06%
Portfolio at Risk (PAR 30)   4.99%
Deposits Liabilities   1.07B 
Other Liablities   48.00 M 
Member's Equity    384.30 M
Gen. Reserve Fund   74.47 M 
Net Surplus   63.59 M
Gross Revenue   123.87 M
Coop. Pesos Rating    89.40% 
Regular   27,645
Associate   1,433
Youthbee   2,525
Smarteens   647
Total Membership   32,250



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Jan 23 (MON)
    - Inauguration of the
      First Phil. Republic
      (Bulacan Only)

Jan 28 (SAT)
    - Chinese New Year

Feb 03 (FRI)
    - Ople Day
      (Bulacan Only)

Feb 25 (SAT)
    - Edsa Revolution
      31st Anniversary

Apr 02 (SUN)
    - Balagtas Day
      (Bulacan Only)

Apr 09 (SUN)
    - Day of Valor

Apr 13 (THU)
    - Maundy Thursday

Apr 14 (FRI)
    - Good Friday

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    - Black Saturday

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    - Labor Day

Jun 12 (MON)
    - Independence Day

Aug 15 (TUE)
    - Bulacan Day
      (Bulacan Only)

Aug 21 (MON)
    - Ninoy Aquino Day

Aug 28 (MON)
    - National Heroes Day

Aug 30 (WED)
    - M. del Pilar Day
      (Bulacan Only)

Sept 10 (SUN)
    - Foundation Day of the
      City of San Jose del Monte
      (CSJDM, Bulacan Only)

Sept 15 (FRI)
    - 119th Anniversary of 
      Malolos Congress
      (Bulacan Only)

Oct 31 (TUE)
    - Additional special
      non-working day

Nov 01 (WED)
    - All Saints Day

Nov 30 (THU)
    - Bonifacio Day

Dec 25 (MON)
     - Christmas Day

Dec 30 (SAT)
     - Rizal Day

Dec 31 (SUN)
     - Last Day of the

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San Jose Koop Passed the Non-Life Insurance Course

by Mr. Rudolf Z. Gado, Assistant Marketing Officer

San Jose Koop is the Cooperative Assurance Center (CAC) of CLIMBS Life and General Insurance Cooperative we are required to secure a license issued by the Insurance Commission.

Last January 19-23, 2015, Cooperative Life Insurance and Mutual Benefits Services(CLIMBS) sponsored me as the delegate from San Jose Koop to enroll the Basic Non- Life Insurance Course held at Anfa Hotel Batangas City conducted by InsuranceInstitute for Asia and the Pacific, Inc.

27 delegates from different insurance companies studied the course for the Licensure Exam. The content of the course is all about the Historical Background of the Insurance from the Code of Hammurabi, Lloyds of London and the evolution of the insurance here in the Philippines; the 6 general insurance principles; and the different types of insurance for non-life products.

During the session they taught us the different forms, contracts and insurance policies. Claims and re-insurance are also discussed. Every afternoon, our instructor gives us short tests and recitations to prepare us for the Insurance Licensure Exam.

On the 24thday of January, 2015 after the hardships, all enrollees faced the final battle. Fortunately, after few months the result was sent to CLIMBS and luckily I passed the examination.

This day forward, we can say that San Jose Koop is now legally a Cooperative Assurance Center (CAC) because of the license certificate that we have. Kudos! San Jose Del Monte Savings and Credit Cooperative (SJDMSCC), for all the achievements that God continuously provided upon you. To God be the Glory.

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