Financial Highlights

As of June 2018

Total Assets   1.82 B
Loan Receivable (Net)   855.88 M
Portfolio at Risk (PAR 1)   7.75%
Portfolio at Risk (PAR 30)   4.58%
Deposits Liabilities   1.19 B 
Other Liablities   26.87 M 
Member's Equity    443.08 M
Gen. Reserve Fund   87.56 M 
Net Surplus   32.99 M
Gross Revenue   79.78 M
Coop. Pesos Rating    85.00% 
Membership
Regular   30,799
Associate   1,401
Youthbee   2,794
Smarteens   717
Total Membership   35,711

PMES

ONE ON ONE PMES

  • Monday-Friday
  • 8:00AM-5:30PM

 

SCHEDULED PMES

  • Saturday
  • 8:00AM-11:30AM

Holidays

                   2018

Feb 16 (FRI)

    - Chinese New Year

Feb 25 (SUN)
    - Edsa Revolution
      32nd Anniversary

Mar 29 (THU)
    - Maundy Thursday

Mar 30 (FRI)
    - Good Friday

Mar 31 (SAT)
    - Black Saturday

Apr 09 (MON)
    - Day of Valor

May 01 (TUES)
    - Labor Day

Jun 12 (TUES)
    - Independence Day

Aug 21 (TUES)
    - Ninoy Aquino Day

Aug 27 (MON)
    - National Heroes Day

Nov 01 (THU)
    - All Saints Day

Nov 02 (FRI)
    - Additional Special
      (non-working) holiday

Nov 30 (FRI)
    - Bonifacio Day

Dec 24 (MON)
     - Additional Special
       (non-working) holiday

Dec 25 (TUES)
     - Christmas Day

Dec 30 (SUN)
     - Rizal Day

Dec 31 (MON)
     - Last Day of the
       Year

September 2018
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new articles

Loan Officers Competency Course for Credit Unions

by: Mr. Rudolf Z. Gado, Assistant Marketing Officerlocc for credit unions

The Association of Asian Confederation of Credit Unions thru PFCCO-NATIONAL held a Training of Trainers on Loan Officer Competency Course (LOCC) last May 7-8, 2014 at Malolos Resort Club Royale Hotel, Brgy. Mabolo, City of Malolos, Bulacan.

The objective of this training/workshop is to empower the primary cooperative on how to assess the member/borrower by extracting his capacity on loan repayment.

Success and failure of primary cooperatives depends on the collection efficiency, but failure on collection can be avoided if proper tools for borrower’s assessments are applied during the loan processing.

Although most of the credit unions are aware on the 5 C’s of credit, the question is, are they using the tools properly? During our training it was clearly discussed by Mr. Ernan L. Palabyab, our speaker, that loan department and credit committee must be vigilant and must not be reluctant in approving loan applications.

Credit Unions must not suffer due to inefficient or poor loan assessment. A concrete report and information is very vital to assess the applications well.
Loan is not a right of a member, but indeed loan is an opportunity or privilege of the members and should not be wasted.

 

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