Financial Highlights

As of November 2017

Total Assets   1.65 B
Loan Receivable (Net)   761.65 M
Portfolio at Risk (PAR 1)   8.43%
Portfolio at Risk (PAR 30)   4.98%
Deposits Liabilities   1B 
Other Liablities   96.00 M 
Member's Equity    385.63 M
Gen. Reserve Fund   71.47 M 
Net Surplus   68.46 M
Gross Revenue   107.74 M
Coop. Pesos Rating    89.40% 
Membership (As of January 2018)
Regular   28,761
Associate   1,416
Youthbee   2,653
Smarteens   675
Total Membership   33,505

PMES

ONE ON ONE PMES

  • Monday-Friday
  • 8:00AM-5:30PM

 

SCHEDULED PMES

  • Saturday
  • 8:00AM-11:30AM

Holidays

                   2018

Feb 16 (FRI)

    - Chinese New Year

Feb 25 (SUN)
    - Edsa Revolution
      32nd Anniversary

Mar 29 (THU)
    - Maundy Thursday

Mar 30 (FRI)
    - Good Friday

Mar 31 (SAT)
    - Black Saturday

Apr 09 (MON)
    - Day of Valor

May 01 (TUES)
    - Labor Day

Jun 12 (TUES)
    - Independence Day

Aug 21 (TUES)
    - Ninoy Aquino Day

Aug 27 (MON)
    - National Heroes Day

Nov 01 (THU)
    - All Saints Day

Nov 02 (FRI)
    - Additional Special
      (non-working) holiday

Nov 30 (FRI)
    - Bonifacio Day

Dec 24 (MON)
     - Additional Special
       (non-working) holiday

Dec 25 (TUES)
     - Christmas Day

Dec 30 (SUN)
     - Rizal Day

Dec 31 (MON)
     - Last Day of the
       Year

February 2018
Mo Tu We Th Fr Sa Su
29 30 31 1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 1 2 3 4

Visitor Counter

Today
This Week
This Month
TOTAL
249
966
26996
735780

new prodserv

Loan Products 

2

more details on:

  • Maximum loanable amount is P150,000.00
  • With 2 co-makers or opan an auto-debit savings if monthly payment.
  • Payable within 5 years
  • Daily collection scheme within 120, 240, 360, 480 & 600 days excluding Saturdays, Sundays and Holidays
  • 16% per annum or 1.33% per month in periodic computation.
  • Service charge is 1% for terms of 1-6 months and 2% for 7-12 months.

  • Share capital required is P20,000.00
  • With a registered restaurant or catering business.
  • Maximum loanable amount is P200,000.00
  • With 2 co-makers or open an auto-debit savings if monthly payment.
  • Payable within 5 years
  • Daily collection scheme within 120, 240, 360, 480 & 600 days excluding Saturdays, Sundays and Holidays
  • 16% per annum or 1.33% per month in periodic computation
  • Service charge is 1% for terms 1-6 months and 2% for 7-12 months.

  • Required share capital is P20,000.00
  • Maximum loanable amount is P200,000.00
  • With 2 co-makers or PDC (Post Dated Checks) or open an auto-debit savings account for payment.
  • Must have a registered commercial business.
  • Payable up to 5 years.
  • Monthly payment or daily excluding Saturdays, Sundays and Holidays.
  • 16% per annum or 1.33% per month in periodic computation.
  • Service charge is 1% for terms 1-6 months and 2% for 7-12 months.
  • Required share capital is 5% of the approved Coop Credit Line
  • Real estate property, clean title preferably residential or commercial are acceptable as collateral
  • Up to 20M Credit Line per individual member
  • Preferably with Competitive & Profitable Business
  • Payable within 5 years or up to 10 years
  • Monthly, quarterly or every 6 months payments
  • 12% per annum or 1% per month in periodic computation
  • Service Charge: 2% for 1 yr., 3% for 2 yrs., 4% for 3 yrs., 5% for 4 yrs., 6% for 5 yrs.

3

  • Must be a regular member
  • With 2 co-makers or PDC (Post Dated Checks) or open an auto-debit savings account for payment.
  • Terms of Payment: Payable within 5 years; Monthly, CDD, Quarterly or every 4 Months
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation

4

  • Must be a regular member
  • With 2 co-makers or PDC (Post Dated Checks) or open an auto-debit savings account for payment.
  • With an existing business that needs additional capital.
  • Term of Payment: Payable within 5 years; Monthly payment
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation

5

more details on:

  • Regular members with share capital of P20,000 and above
  • PDC(Post dated checks) is required or open an auto-debit savings account for payment.
  • 20% Down Payment is required
  • Terms of Payment: Payable within 5 years, monthly payment basis
  • Interest Rate: 12% per annum or 1% per month in periodic computation
  • Regular members with a share capital of P5,000.00 and above
  • Post Dated Checks is required or open an auto-debit savings account for payment.
  • If the member is a non-member of TODA or the motorcycle is for personal service, he/she is required for a 10% down payment
  • If the member is a TODA member he is required for a 5% down payment
  • Terms of Payment: Payable within 5 years, monthly payment basis
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation
  • Regular member with a share capital of P5,000.00 and above
  • Member must present LTFRB franchise
  • With 2 Co-makers required or open an auto-debit savings account for payment.
  • Term of Payment: Payable within 5 years; Monthly payment
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation
  • Regular member with a share capital of P5,000 and above
  • Member must present Motorized Tricycle Operators Permit(MTOP)
  • With 2 Co-makers or open an auto-debit savings account for payment
  • Term of Payment: Payable within 5 years; Monthly payment
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation
  • Regular member with a share capital of P5,000 and above
  • Member must present LTFRB franchise
  • With 2 Co-makers required or open an auto-debit savings account for payment
  • Term of Payment: Payable within 5 years; Monthly payment
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation
  • Regular member with a share capital of P5,000 and above
  • Member must present LTFRB franchise
  • With 2 Co-makers or open an auto-debit savings account for payment
  • Term of Payment: Payable within 5 years; Monthly payment
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation

6

more details on:

  • Member with 1,000 Share Capital
  • Allows member to avail loan to complete the minimum paid-up share capital required for membership
  • Term of Payment: Payable within 2 years; Monthly payment
  • Interest Rate: 12% per annum or 1% per month in periodic computation
  • A member in good standing
  • Submit school assessment (Attached photocopy)
  • Submit photocopy of Birth Certificate of child
  • Amount of loan is up to 80% assessed tuition fees but not to exceed P50,000.00
  • 2 Co-makers required or Post Dated Check(PDC) or open an auto-debit savings account for payment
  • Can be availed on top of other loans
  • Only one member in the family can avail the loan
  • Back to school loan must be fully paid upon renewal
  • Must have no penalty on his/her loan for 1 year
  • Terms of Payment: Payable within 6 months; Monthly Payment
  • Interest Rate: 5% diminishing or 0.83% per month in periodic computation
  • Must be a regular member and regular employee of Public or Private Company
  • Members can avail a loan exposure of up to P150,000 using the loan merit system
  • 2 Co-makers or open an auto-debit savings account for payment
  • Term of Payment: Payable within 5 years; Monthly Payment
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation
  • Maximum loanable amount of P20,000.00
  • 2 Co-makers or open an auto-debit savings account for payment
  • Term of Payment: Payable within 6 months; Monthly Payment
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation
  • Loanable amount is 95% of share capital
  • Term of Payment: Payable within 5 years; Monthly, Cash on Due Date, Quartery or every 6 months payment
  • 10% per annum or 0.83% per month in periodic computation
  • Loanable amount is 95% of Time Deposit capital.
  • Terms of Payment: Payable within 2 years
  • Interest Rate: 10% per annum or 0.83% per month in periodic computation
  • All regular employees from public and private companies are qualified
  • Provided that the Operation Manager and Finance Officer is willing to enter into a contract thru the Memorandum of Agreement(MOA)
  • Loan will be automatically deducted from the salary
  • 1 Co-maker required
  • Term of Payment: Payable within 5 years; Payment is every pay day.
  • Interest rate: 14% per annum or 1.17% per month in periodic computation
  • Can be availed during the month of November and December
  • Members can avail a minimum amount of P5,000.00 and maximum amount of P10,000.00
  • 1 Co-maker required
  • Must have no penalty on his/her loan for 1 year
  • Term of Payment: Payable up to 3 months; Monthly or Cash on Due Date(CDD) Payment
  • Interest Rate: 3% diminishing or 1% per month in periodic computation.
  • A member in good standing for 1 year
  • Maximum loanable amount is P10,000.00
  • Submit letter of intent
  • Submit photocopy of Marriage Certificate
  • Terms of Payment: Payable within 1 year; Monthly or Every 6 months payment
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation

7

  • Member in good standing for 1 year
  • Maximum loan amount is P150,000.00
  • Terms of Payment: Payable within 5 years; Monthly Payment
  • Interest Rate: 14% per annum or 1.17% per month in periodic computation

 

 

GENERAL REQUIREMENTS:

  1. (2) recent ID picture (1x1) or (2x2)
  2. (2) photocopy of valid ID
  3. Barangay Certification (for Loan Purposes)
  4. Photocopy of Land Title or Deed of Sale or Award or Cerificate of Residency
  5. Original Copy of Meralco and Water Bill
  6. Picture of Business
  7. Photocopy of Business Permit
  8. Spouse Valid ID
  9. Sketch / Location Map
  10. Photocopy of Birth Certificate / Marriage Contract
  11. Proof of Remittance (if any)

IF EMPLOYED:

  1. Submit the Original Certificate of Employment and latest Payslip.

 

For more information, you can contact us at:
Tel. #: (044) 815-21-66 / (044) 307-05-26 / (044) 913-77-14
Email: sjdmkbk@yahoo.com / sanjosekoop1987@gmail.com
Facebook: facebook.com/sanjosekoop
or visit any San Jose Koop branch near you