Financial Highlights

As of June 2018

Total Assets   1.82 B
Loan Receivable (Net)   855.88 M
Portfolio at Risk (PAR 1)   7.75%
Portfolio at Risk (PAR 30)   4.58%
Deposits Liabilities   1.19 B 
Other Liablities   26.87 M 
Member's Equity    443.08 M
Gen. Reserve Fund   87.56 M 
Net Surplus   32.99 M
Gross Revenue   79.78 M
Coop. Pesos Rating    85.00% 
Membership
Regular   30,799
Associate   1,401
Youthbee   2,794
Smarteens   717
Total Membership   35,711

PMES

ONE ON ONE PMES

  • Monday-Friday
  • 8:00AM-5:30PM

 

SCHEDULED PMES

  • Saturday
  • 8:00AM-11:30AM

Holidays

                   2018

Feb 16 (FRI)

    - Chinese New Year

Feb 25 (SUN)
    - Edsa Revolution
      32nd Anniversary

Mar 29 (THU)
    - Maundy Thursday

Mar 30 (FRI)
    - Good Friday

Mar 31 (SAT)
    - Black Saturday

Apr 09 (MON)
    - Day of Valor

May 01 (TUES)
    - Labor Day

Jun 12 (TUES)
    - Independence Day

Aug 21 (TUES)
    - Ninoy Aquino Day

Aug 27 (MON)
    - National Heroes Day

Nov 01 (THU)
    - All Saints Day

Nov 02 (FRI)
    - Additional Special
      (non-working) holiday

Nov 30 (FRI)
    - Bonifacio Day

Dec 24 (MON)
     - Additional Special
       (non-working) holiday

Dec 25 (TUES)
     - Christmas Day

Dec 30 (SUN)
     - Rizal Day

Dec 31 (MON)
     - Last Day of the
       Year

October 2018
Mo Tu We Th Fr Sa Su
1 2 3 4 5 6 7
8 9 10 11 12 13 14
15 16 17 18 19 20 21
22 23 24 25 26 27 28
29 30 31 1 2 3 4

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TOTAL
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new prodserv

Savings Products

Regular-Savings-Deposit

 I. Requirements to open an account

  • Must be a regular member of San Jose Koop
  • Initial deposit to open an account is Php 500.00

 II. Characteristics:

  • Withdrawable anytime
  • Maintaining balance is Php 500.00 to earn interest
  • Designed to inculate the habit of savings to members

 III. Interest Rate

  • 1% per annum

 

 

 

Time-Deposit

 I. Requirements to open an account

  •  Must be a regular member of San Jose Koop
  •  Initial deposit to open an account is Php 10,000.00
  •  Withdrawals can be made on the agreed term of deposit

 II. Characteristics

  •  An investment certificate held at a contractual term and rate
  •  Maintaining balance and minimum deposit is Php 10,000.00
  •  Withdrawals can be made on the agreed term of deposit

 III. Interest Rate

  •  Interest rates ranges from 1.5% p.a. to 5.5% p.a. depending on the amount and term of deposits
  •  If not renewed at maturity, interest rate shall be computed based on one (1) month term
  •  If withdrawal is made before the agreed term, interest shall be based on savings deposit rate

 

 

 

  30 days /
1 month
90 days /
3 months
180 days /
6 months
270 days /
9 months
360 days /
12 months
₱ 10,000 - ₱ 499,999 1.50% P.A. 1.75% P.A. 2% P.A. 2.25% P.A. 2.50% P.A.
₱ 500,000 - ₱ 999,999 2.50% P.A. 2.75% P.A. 3% P.A. 3.25% P.A. 3.50% P.A.
₱ 1M - ₱ 2,999,999 3.50% P.A. 3.75% P.A. 4% P.A. 4.25% P.A. 4.50% P.A.
₱ 3M and above 4.50% P.A. 4.75% P.A. 5% P.A. 5.25% P.A. 5.50% P.A.
  • In case of pre-termination or withdrawal is made before due date, interest rate shall be based on savings deposit rate (regular/associate).
  • Once partial withdrawal is made, the balance shall be considered as new placement, same term shall apply and interest rate varies based on the remaining amount.
  • This Policy applies per certificate of Time Deposit.

Youthbee-Savings

 I. Requirements to open an account

  •  Parents or guardian must be a regular member of San Jose Koop
  •  Photocopy of Birth Certificate or School ID
  •  Initial deposit to open an account is Php 30.00

 II. Characteristics

  •  Withdrawable any time
  •  Maintaining balance is Php 50.00 to earn an interest
  •  Designed for kids below 12 years old

 III. Interest Rate

  •  1.5% per annum

 

 

 

 

 

 

Smarteens-Savings

 I. Requirements to open an account

  •  Parents or guardian must be a regular member of San Jose Koop
  •  Photocopy of Birth Certificate or School ID
  •  Initial deposit to open an account is Php 50.00

 II. Characteristics

  •  Withdrawable any time
  •  Maintaining balance is Php 100.00 to earn an interest
  •  Designed for kids 13-17 years old to encourage to save money for certain purpose

 III. Interest Rate

  •  1.5% per annum

 

 

 

 

 

 

       

Christmas-Savings

 I. Requirements to open an account

  •  Must be a regular member of San Jose Koop
  •  Initial deposit to open an account is Php 500.00

 II. Characteristics

  •  Withdrawals can be made only on the month of November, December and January
  •  Maintaining balance is Php 500.00 to earn an interest
  •  Designed to help depositors to save money for Christmas Season

 III. Interest Rate

  •  1.5% per annum

 

 

 

 

 

 

 

Budget-Savings

 I. Requirements to open an account

  •  Must be a regular member of San Jose Koop
  •  Initial deposit to open an account is Php 500.00

 II. Characteristics

  •  Withdrawable anytime
  •  Maintaining balance is Php 500.00 to earn an interest
  •  Designed for payment of regular bills of members

 III. Interest Rate

  •  1.5% per annum

 

 

 

 

 

 

Holiday-Savings

 I. Requirements to open an account

  •  Must be a regular member of San Jose Koop
  •  Initial deposit to open an account is Php 500.00

 II. Characteristics

  •  Withdrawable anytime
  •  Maintaining balance is Php 500.00 to earn an interest
  •  Designed to help depositors to save money for vacation, travel and leisure

 III. Interest Rate

  •  1.5% per annum

 

 

 

 

 

 

Damay-Impok-Savings I. Requirements to open an account

  •  Must be a regular member of San Jose Koop
  •  Initial deposit to open an account is Php 800.00

 II. Characteristics

  •  Withdrawable only if the member is already deceased/resigned
  •  Maintaining balance is Php 500.00 to earn an interest
  •  Designed for contributions to deceased Abuluyan members

 III. Interest Rate

  •  1.5% per annum

 

 

 

 

 

 

 

Health-Care-Savings

 I. Requirements to open an account

  •  Must be a regular member of San Jose Koop
  •  Initial deposit to open an account is Php 500.00

 II. Characteristics

  •  Withdrawable anytime or as the need arises
  •  Maintaining balance is Php 500.00 to earn an interest
  •  Designed to help members to save money for medical needs such as hospitalization, consultation fees, medicines, laboratory fees, pregnancy, operation or surgical expense, etc..

 III. Interest Rate

  •  1.5% per annum

 

 

 

 

 

 

 

Happy-Retirement-Savings

 I. Requirements to open an account

  •  Must be a regular member of San Jose Koop Initial deposit to open an account is Php 500.00

 II. Characteristics

  •  Withdrawable only at the time of retirement or resignation of membership
  •  Maintaining balance is Php 500.00 to earn an interest
  •  Designed to encourage employed members to save money for their retirement

 III. Interest Rate

  •  6% Compounded per annum

 

 

 

 

 

 

 

Auto-Debit-Savings

 I. Requirements to open an account

  •  Must be a regular member of San Jose Koop
  •  Fill out application form Initial deposit Php 2,000.00

 II. Characteristics

  •  Intended for automatic payment of loan
  •  Maintaining balance is Php 2,000.00
  •  With penalty of Php 500.00 if below maintaining balance

 III. Interest Rate

  •  1.5% per annum

 

 

 

 

 

 

 

Couple-Savings-Fund

 I. Requirements to open an account

  •  Must be a regular member of San Jose Koop
  •  Must submit photocopy of Marriage Certificate or Marriage Contract (if married Initial deposit to open an account is Php 500.00

 II. Characteristics

  •  Withdrawable anytime
  •  Maintaining balance is Php 500.00 to earn an interest
  •  Designed to help legally married couples, either civil or church wedding, live-in partner or engaged intended for their expenses for the future. A joint account savings for couple and partner

 III. Interest Rate

  •  1.5% per annum

 

 

 

 

 

 

College-Education-Tuition-Fund

 I. Requirements to open an account

  •  Must fill-out enrollees application form or signature card
  •  Submit Child's Birth Certificate
  •  3pcs. of 2x2 latest picture
  •  Initial deposit to open an account is Php 500.00

 II. Characteristics

  •  This type of savings product is intended for future education funds, therefore, this can only be withdrawn after the K to 12 program

 III. Interest Rate

  •  5% per annum compounded annually

 

 

 

 

 

 

For more information, you can contact us at:
Tel. #: (044) 815-21-66 / (044) 307-05-26 / (044) 913-77-14
Email: sjdmkbk@yahoo.com / sanjosekoop1987@gmail.com
Facebook: facebook.com/sanjosekoop
or visit any San Jose Koop branch near you