GOLD PLAN

BenefitsAmount
Accidental Death & Dismemberment of Body PartsP 100,000.00
Murder or Unprovoked AssaultP 50,000.00
Medical Expense Reimbursement due to AccidentP 10,000.00
Hospital Income Rider due to Accident, Maximum of 7 DaysP 300.00 per day
Annual Premium per personP 330.00

SILVER PLAN

BenefitsAmount
Accidental Death & Dismemberment of Body PartsP 50,000.00
Murder or Unprovoked AssaultP 20,000.00
Medical Expense Reimbursement due to AccidentP 5,000.00
Hospital Income Rider due to Accident, Maximum of 7 DaysP 200.00 per day
Annual Premium per personP 185.00

BRONZE PLAN

BenefitsAmount
Accidental Death & Dismemberment of Body PartsP 20,000.00
Murder or Unprovoked AssaultP 10,000.00
Medical Expense Reimbursement due to AccidentP 2,000.00
Hospital Income Rider due to Accident, Maximum of 7 DaysP 100.00 per day
Annual Premium per personP 105.00
Types of CoverageResidential AmountCommercial Amount
Fire Insurance Cash Assistance on Building & Contents or improvements at indicated addressP 10,000.00P 10,000.00
Accidental DeathP 10,000.00P 10,000.00
Calamity Assistance due to earthquake, flood, & typhoon subject to 75% of the actual loss per event for the current yearP 3,000.00P 3,000.00
PREMIUMP 120.00P 165.00

PLAN A

 Accidental Death & Total DisabilityUnprovoked Murder & AssaultAccident Medical ReimbursementAccidental Burial BenefitAnnual Premium
I25,000.0025,000.002,500.002,500.0025.00
II50,000.0050,000.005,000.003,000.0045.00
III75,000.0075,000.007,500.003,500.0065.00
IV100,000.00100,000.0010,000.004,000.0085.00

PLAN B

OPTIONAccidental Death & Total DisabilityUnprovoked Murder & AssaultAccident Medical ReimbursementAccidental Burial BenefitAnnual Premium
I20,000.0020,000.002,000.005,000.0025.00
II40,000.0040,000.004,000.005,000.0045.00
III60,000.0060,000.006,000.0010,000.0065.00
IV80,000.0080,000.008,000.0010,000.0085.00
V100,000.00100,000.0010,000.0010,000.00110.00
 Plan APlan B
Pre-School students can avail ofOption I or IIOption I or II
Grade School students can avail ofOption I or IIOption I or II
High School students can avail ofOption I-II or IIIOption I-II or III
College Students can avail ofAny optionAny option

The plan offers full-time 24 hours, 365 day-a-year worldwide protection against accident which an insured person may be exposed in the course of activities related to business of pleasure, whether on or off-the-job, occurring in the house or while travelling.

For 18-65 years old under Occupational Class 1 strictly non-hazardous occupations; pure white collar jobs

Accidental DeathP 1,000,000.00
Unprovoked murder/ AssaultP 500,000.00
Accident medical expenseP 100,000.00
Accident burial benefitP 100,000.00 per day
Annual PremiumP 1,800.00
Residential Fire Insurance for building HouseholdP 50,000.00
Contents (First Loss) Comprehensive personal Liability (Home Premises) 
Personal LiabilityP 20,000.00
Medical PaymentP 2,000.00
Damage to PropertyP 2,000.00
Accident Death & Dismemberment InsuranceP 25,000.00
Bereavement Assistance (due any type of death)P 2,500.00
Premium per unit of coverage (inclusive of taxes) one(1) unit per insured locationP 250.00

Payment can be divided by 4 but requires a post dated check for the last three payments.

BenefitsOption 1Option 2
Accidental DeathP 50,000.00P 100,000.00
Murder or Unprovoked AssaultP 25,000.00P 50,000.00
Death due to Natural Causes such as Sickness Disablement &Dismemberment Various (per schedule)P 12,500.00P 25,000.00
Funeral Service AssistanceP 7,500.00P 15,000.00
ANNUAL PREMIUMP 250.00P 500.00

ELIGIBILITY & FEATURES

  • Yearly Renewable Term
  • Entry age is 18 to 69 years old
  • Those who are able to perform the usual duties of their livelihood and not mentally incompetent or physically impaired.

Personal accident with hospitalization (Individual coverage)
Age eligibility: 2-25 years old (Student)

18-69 years old (Nominated breadwinner)
Period coverage: Twelve (12) month coverage

COVERAGEPLAN APLAN BPLAN CPLAN D
BREADWINNER COVERAGE    
Accidental Death25,000.0050,000.0075,000.00100,000.00
Permanent Disablement & Dismemberment25,000.0050,000.0075,000.00100,000.00
Educational Assistance5,000.0010,000.0015,000.0020,000.00
STUDENT COVERAGE    
Accidental Death25,000.0050,000.0075,000.00100,000.00
Permanent Disablement & Dismemberment25,000.0050,000.0075,000.00100,000.00
ANNUAL PREMIUM175.00350.00500.00675.00
   
Accidental DeathP 5,000.00
Accidental Permanent DisablementP 5,000.00
Death due to motorcyclingP 5,000.00
Accidental Death due to drowning, snake/dog biteP 5,000.00
Annual Premium per person (and can avail up to 5x)P 15.00

FEATURES AND ADVANTAGES

  • Membership is open to all San Jose Koop Members who are 12 to 75 years old.
  • Premium payment can be facilitated by San Jose Koop.
  • Services rendered by non-accredited hospitals are covered in emergency cases.
  • Service is personalized.
  • There is a 24-hour customer service hotline.


PACKAGE 1
WARD PLAN
Ages 12 – 65
*
PACKAGE 2
WARD PLAN
Ages 66 – 70
*
PACKAGE 3
WARD PLAN
Ages 71 – 75
*
PLAN 3,600 (Php 10.00/day)
60,000.00 per illness/year
(Php 30,000.00 single confinement)
PLAN 7,200 + 350 PF (Php 21.00/day)
60,000.00 per illness/year
(Php 30,000.00 single confinement)
PLAN 10,800 + 350 PF (Php 31.00/day)
60,000.00 per illness/year
(Php 30,000.00 single confinement)
  • APE (X-Ray, CPC, Urine Test, Stool Test and Physical Exam)
  • Out-Patient and In-Patient
  • ER up to MBL
  • Financial Assistance

DENTAL SERVICE:

  • Simple Tooth Extraction
  • Annual Prophylaxis
  • Temporary Filling
  • Consultation
  • APE (X-Ray, CPC, Urine Test, Stool Test and Physical Exam)
  • Out-Patient and In-Patient
  • ER up to MBL
  • Financial Assistance
  • APE (X-Ray, CPC, Urine Test, Stool Test and Physical Exam)
  • Out-Patient and In-Patient
  • ER up to MBL
  • Financial Assistance
*  and 6 months before next birthday

QUICK LINKS

The KOOPamilya insurance is the newest Microinsurance product of 1CISP which is designed for cooperatives to provide family insurance package to its members.
FEATURE ADVANTAGE BENEFITS
Natural death or total and permanent disability Provides coverage incase of natural death or total permanent disability. Protection for beneficiaries
Accidental Death Insurance Provides coverage for accidental death. Beneficiaries will be burden free from the sudden loss.

Eligibility requirements are as follows:
INSURED ENTRY AGE EXIT AGE
If Principal Member is Married 18-65 years old 69 years & 6 months
Covered Dependent/s:
  Legal Spouse 18-65 years old 69 years & 6 months old
  Biological and/or legally adopted children 2 weeks – 21 years old 21 years & 6 months old
If Principal Member is Single 18-65 years old 69 years & 6 months old
Covered Dependent/s:
  Biological Parent/s 18-60 years old 60 years & 6 months old
  Biological and/or legally adopted children and/or Sibling 2 weeks – 21 years old 21 years & 6 months old
If Principal Member is Single without children/sibling but with Parents 18-65 years old 60 years & 6 months old
Covered Dependent/s:
  Biological Parent/s 18-60 years old 60 years & 6 months old
LENGTH OF MEMBERSHIP INSURANCE COVERAGE PRINCIPAL MEMBER DEPENDENTS (max. of 4)
THREE (3)
MONTHS OR LESS
Natural Death or Total and Permanent Disability 2,500.00 None
Accidental Death 20,000.00 5,000.00
MORE THAN 3
MONTHS UP TO
TWELVE (12) MONTHS
Natural Death or Total and Permanent Disability 5,000.00 None
Accidental Death 20,000.00 5,000.00
MORE THAN
TWELVE (12) MONTHS
Natural Death or Total and Permanent Disability 40,000.00 10,000.00
Accidental Death 80,000.00 20,000.00
Annual Premium 480

Copyright 2019 - San Jose Koop

Copyright 2019 - San Jose Koop

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