GOLD PLAN
| Benefits | Amount |
| Accidental Death & Dismemberment of Body Parts | P 100,000.00 |
| Murder or Unprovoked Assault | P 50,000.00 |
| Medical Expense Reimbursement due to Accident | P 10,000.00 |
| Hospital Income Rider due to Accident, Maximum of 7 Days | P 300.00 per day |
| Annual Premium per person | P 330.00 |
SILVER PLAN
| Benefits | Amount |
| Accidental Death & Dismemberment of Body Parts | P 50,000.00 |
| Murder or Unprovoked Assault | P 20,000.00 |
| Medical Expense Reimbursement due to Accident | P 5,000.00 |
| Hospital Income Rider due to Accident, Maximum of 7 Days | P 200.00 per day |
| Annual Premium per person | P 185.00 |
BRONZE PLAN
| Benefits | Amount |
| Accidental Death & Dismemberment of Body Parts | P 20,000.00 |
| Murder or Unprovoked Assault | P 10,000.00 |
| Medical Expense Reimbursement due to Accident | P 2,000.00 |
| Hospital Income Rider due to Accident, Maximum of 7 Days | P 100.00 per day |
| Annual Premium per person | P 105.00 |
| Types of Coverage | Residential Amount | Commercial Amount |
| Fire Insurance Cash Assistance on Building & Contents or improvements at indicated address | P 10,000.00 | P 10,000.00 |
| Accidental Death | P 10,000.00 | P 10,000.00 |
| Calamity Assistance due to earthquake, flood, & typhoon subject to 75% of the actual loss per event for the current year | P 3,000.00 | P 3,000.00 |
| PREMIUM | P 120.00 | P 165.00 |
PLAN A
| Accidental Death & Total Disability | Unprovoked Murder & Assault | Accident Medical Reimbursement | Accidental Burial Benefit | Annual Premium | |
| I | 25,000.00 | 25,000.00 | 2,500.00 | 2,500.00 | 25.00 |
| II | 50,000.00 | 50,000.00 | 5,000.00 | 3,000.00 | 45.00 |
| III | 75,000.00 | 75,000.00 | 7,500.00 | 3,500.00 | 65.00 |
| IV | 100,000.00 | 100,000.00 | 10,000.00 | 4,000.00 | 85.00 |
PLAN B
| OPTION | Accidental Death & Total Disability | Unprovoked Murder & Assault | Accident Medical Reimbursement | Accidental Burial Benefit | Annual Premium |
| I | 20,000.00 | 20,000.00 | 2,000.00 | 5,000.00 | 25.00 |
| II | 40,000.00 | 40,000.00 | 4,000.00 | 5,000.00 | 45.00 |
| III | 60,000.00 | 60,000.00 | 6,000.00 | 10,000.00 | 65.00 |
| IV | 80,000.00 | 80,000.00 | 8,000.00 | 10,000.00 | 85.00 |
| V | 100,000.00 | 100,000.00 | 10,000.00 | 10,000.00 | 110.00 |
| Plan A | Plan B | |
| Pre-School students can avail of | Option I or II | Option I or II |
| Grade School students can avail of | Option I or II | Option I or II |
| High School students can avail of | Option I-II or III | Option I-II or III |
| College Students can avail of | Any option | Any option |
The plan offers full-time 24 hours, 365 day-a-year worldwide protection against accident which an insured person may be exposed in the course of activities related to business of pleasure, whether on or off-the-job, occurring in the house or while travelling.
For 18-65 years old under Occupational Class 1 strictly non-hazardous occupations; pure white collar jobs
| Accidental Death | P 1,000,000.00 |
| Unprovoked murder/ Assault | P 500,000.00 |
| Accident medical expense | P 100,000.00 |
| Accident burial benefit | P 100,000.00 per day |
| Annual Premium | P 1,800.00 |
| Residential Fire Insurance for building Household | P 50,000.00 |
| Contents (First Loss) Comprehensive personal Liability (Home Premises) | |
| Personal Liability | P 20,000.00 |
| Medical Payment | P 2,000.00 |
| Damage to Property | P 2,000.00 |
| Accident Death & Dismemberment Insurance | P 25,000.00 |
| Bereavement Assistance (due any type of death) | P 2,500.00 |
| Premium per unit of coverage (inclusive of taxes) one(1) unit per insured location | P 250.00 |
Payment can be divided by 4 but requires a post dated check for the last three payments.
| Benefits | Option 1 | Option 2 |
| Accidental Death | P 50,000.00 | P 100,000.00 |
| Murder or Unprovoked Assault | P 25,000.00 | P 50,000.00 |
| Death due to Natural Causes such as Sickness Disablement &Dismemberment Various (per schedule) | P 12,500.00 | P 25,000.00 |
| Funeral Service Assistance | P 7,500.00 | P 15,000.00 |
| ANNUAL PREMIUM | P 250.00 | P 500.00 |
ELIGIBILITY & FEATURES
- Yearly Renewable Term
- Entry age is 18 to 69 years old
- Those who are able to perform the usual duties of their livelihood and not mentally incompetent or physically impaired.
Personal accident with hospitalization (Individual coverage)
Age eligibility: 2-25 years old (Student)
18-69 years old (Nominated breadwinner)
Period coverage: Twelve (12) month coverage
| COVERAGE | PLAN A | PLAN B | PLAN C | PLAN D |
| BREADWINNER COVERAGE | ||||
| Accidental Death | 25,000.00 | 50,000.00 | 75,000.00 | 100,000.00 |
| Permanent Disablement & Dismemberment | 25,000.00 | 50,000.00 | 75,000.00 | 100,000.00 |
| Educational Assistance | 5,000.00 | 10,000.00 | 15,000.00 | 20,000.00 |
| STUDENT COVERAGE | ||||
| Accidental Death | 25,000.00 | 50,000.00 | 75,000.00 | 100,000.00 |
| Permanent Disablement & Dismemberment | 25,000.00 | 50,000.00 | 75,000.00 | 100,000.00 |
| ANNUAL PREMIUM | 175.00 | 350.00 | 500.00 | 675.00 |
| Accidental Death | P 5,000.00 | |
| Accidental Permanent Disablement | P 5,000.00 | |
| Death due to motorcycling | P 5,000.00 | |
| Accidental Death due to drowning, snake/dog bite | P 5,000.00 | |
| Annual Premium per person (and can avail up to 5x) | P 15.00 |
FEATURES AND ADVANTAGES
- Membership is open to all San Jose Koop Members who are 12 to 75 years old.
- Premium payment can be facilitated by San Jose Koop.
- Services rendered by non-accredited hospitals are covered in emergency cases.
- Service is personalized.
- There is a 24-hour customer service hotline.
| PACKAGE 1 WARD PLAN Ages 12 – 65* | PACKAGE 2 WARD PLAN Ages 66 – 70* | PACKAGE 3 WARD PLAN Ages 71 – 75* |
| PLAN 3,600 (Php 10.00/day) 60,000.00 per illness/year (Php 30,000.00 single confinement) | PLAN 7,200 + 350 PF (Php 21.00/day) 60,000.00 per illness/year (Php 30,000.00 single confinement) | PLAN 10,800 + 350 PF (Php 31.00/day) 60,000.00 per illness/year (Php 30,000.00 single confinement) |
DENTAL SERVICE:
|
|
|
| * and 6 months before next birthday |
QUICK LINKS |
The KOOPamilya insurance is the newest Microinsurance product of 1CISP which is designed for cooperatives
to provide family insurance package to its members.
Eligibility requirements are as follows:
| FEATURE | ADVANTAGE | BENEFITS |
| Natural death or total and permanent disability | Provides coverage incase of natural death or total permanent disability. | Protection for beneficiaries |
| Accidental Death Insurance | Provides coverage for accidental death. | Beneficiaries will be burden free from the sudden loss. |
Eligibility requirements are as follows:
| INSURED | ENTRY AGE | EXIT AGE |
| If Principal Member is Married | 18-65 years old | 69 years & 6 months |
| Covered Dependent/s: | ||
| Legal Spouse | 18-65 years old | 69 years & 6 months old |
| Biological and/or legally adopted children | 2 weeks – 21 years old | 21 years & 6 months old |
| If Principal Member is Single | 18-65 years old | 69 years & 6 months old |
| Covered Dependent/s: | ||
| Biological Parent/s | 18-60 years old | 60 years & 6 months old |
| Biological and/or legally adopted children and/or Sibling | 2 weeks – 21 years old | 21 years & 6 months old |
| If Principal Member is Single without children/sibling but with Parents | 18-65 years old | 60 years & 6 months old |
| Covered Dependent/s: | ||
| Biological Parent/s | 18-60 years old | 60 years & 6 months old |
| LENGTH OF MEMBERSHIP | INSURANCE COVERAGE | PRINCIPAL MEMBER | DEPENDENTS (max. of 4) | |
| THREE (3) MONTHS OR LESS |
Natural Death or Total and Permanent Disability | 2,500.00 | None | |
| Accidental Death | 20,000.00 | 5,000.00 | ||
| MORE THAN 3 MONTHS UP TO TWELVE (12) MONTHS |
Natural Death or Total and Permanent Disability | 5,000.00 | None | |
| Accidental Death | 20,000.00 | 5,000.00 | ||
| MORE THAN TWELVE (12) MONTHS |
Natural Death or Total and Permanent Disability | 40,000.00 | 10,000.00 | |
| Accidental Death | 80,000.00 | 20,000.00 | ||
| Annual Premium | 480 | |||