INSURANCE
You may contact Asset Department at 0967-089-9271
Email Address: insurance@sanjosekoop.com
I. REQUIREMENTS
- Must be a member of the Cooperative or Financial Institution
- 18-65 years old
- For 66-69 years old, graduated rates are applied
- In good health, mentally competent and physically able
II. CHARACTERISTICS
- Loan Insurance Coverage for the Member-borrower of a Cooperative or Financial Institution
III. COVERAGE
- Natural death – Loan Face Amount
- Accidental death – Double the Loan Face Amount
- Accidental Dismemberment – various, per Schedule
- Total & Permanent disability due to accident – LPP face amount
IV. PREMIUM
- Premium is computed per thousand per month bases.
I. REQUIREMENTS
- Applicant must be a regular member of San Jose Koop
- Below 10 years Motorcycle or Motorvehicle
II. CHARACTERISTICS
- Accidental Insurance covering both the motorcycle or motorvehicle and its riders
III. COVERAGE
- Own Damage
- Bodily Injury
- Property Damage
- Acts of God
- Auto Personal Accident
IV. PREMIUM
- Depends on the vehicle value
I. REQUIREMENTS
- Must be a regular member of San Jose Koop
- Must be 18 to 65 years old under occupation
- Fill out application form
- Class 1 strictly non-hazardous occupations pure white collar jobs.
II. CHARACTERISTICS
- Accidental death Insurance
III. COVERAGE
- Accidental death – P 1,000,000.00
- Unprovoked murder / Assault – P 500,000.00
- Accident medical expense – P 100,000.00
- Accidental burial benefit – P 100,000.00
IV. PREMIUM
- 1,800 pesos per annum
I. REQUIREMENTS
- Must be a regular member of San Jose Koop
- Must be 18 to 65 years old
- Fill out application form
- Strictly non-hazardous occupations
II. CHARACTERISTICS
- Accidental death Insurance
III. COVERAGE
GOLD PLAN
- Accidental Death & Dismemberment of Body Parts- P 100,000.00
- Murder or Unprovoked Assault – P 50,000.00
- Medical Expense Reimbursement due to Accident – P 10,000.00
- Hospital Income Rider due to Accident, Maximum of 7 Days – P 300.00 per day
Annual Premium per person – P 330.00
SILVER PLAN
- Accidental Death & Dismemberment of Body Parts- P 50,000.00
- Murder or Unprovoked Assault – P 20,000.00
- Medical Expense Reimbursement due to Accident – P 5,000.00
- Hospital Income Rider due to Accident, Maximum of 7 Days – P 200.00 per day
Annual Premium per person – P 185.00
BRONZE PLAN
- Accidental Death & Dismemberment of Body Parts- P 20,000.00
- Murder or Unprovoked Assault – P 10,000.00
- Medical Expense Reimbursement due to Accident – P 2,000.00
- Hospital Income Rider due to Accident, Maximum of 7 Days – P 100.00 per day
Annual Premium per person – P 100.00
I. REQUIREMENTS
- Must be a regular member of San Jose Koop
- Must be 1 to 99 years old
- Fill out application form
II. CHARACTERISTICS
- Accidental death Insurance
- Maximum of 5 cards per person
III. COVERAGE
- Accidental Death – P 5,000.00
- Accidental Permanent Disablement – 5,000.00
- Death due to motorcycling – 5,000.00
- Accidental Death due to drowning, snake/dog bite – 5,000.00
IV. PREMIUM
- 15 pesos per annum
I. REQUIREMENTS
- Must be a member of the laboratory coop or dependents of the cooperative members
- Must be 4 to 17 years old; Exit age is on the 18th birthday
- Single policy per member per coop per year only
- In good health, mentally competent & physically able
II. CHARACTERISTICS
- Accidental death Insurance
III. COVERAGE
- Natural Death
Option 1: P 10,000.00
Option 2: P 15,000.00
Option 3: P 20,000.00 - Accidental Death
Option 1: P 20,000.00
Option 2: P 30,000.00
Option 3: P 40,000.00 - Cash Burial Benefit (Natural Cause Only)
Option 1: P 2,000.00
Option 2: P 3,000.00
Option 3: P 4,000.00 - Accidental Medical Reimbursement
Option 1: P 2,000.00
Option 2: P 3,000.00
Option 3: P 4,000.00
IV. PREMIUM
- Option 1: P 45.00
- Option 2: P 70.00
- Option 3: P 90.00
I. REQUIREMENTS
- Must be a regular member of San Jose Koop
II. CHARACTERISTICS
- Financial protection in case of physical damages or losses on properties, owned by the member of the cooperative, caused by fire.
III. COVERAGE
- Fire and/ or Lightning Only
IV. PREMIUM
I. REQUIREMENTS
- Applicant must be a regular member of San Jose Koop
- Must be 18 to 80 years old; Exit age is 80 years and 6 months old (for renewal applicants only)
II. CHARACTERISTICS
- Life Insurance based on the Principal Loan
III. COVERAGE
IV. PREMIUM
I. REQUIREMENTS
- Applicant must be a regular member of San Jose Koop
- Insured must be 3 to 21 years old (for students) 18 to 65 years old (for faculty and employee)
- Fill out application form
II. CHARACTERISTICS
- Accidental death Insurance
- Minimum of 15 per person
III. COVERAGE
- Life Insurance – P 20,000.00
- Accidental Death Permanent Disablement – P 50,000.00
- Burial Benefit – P 5,000.00
- Accidental Medical Reimbursement P 5,000.00
IV. PREMIUM
- 30 pesos per annum
I. REQUIREMENTS
- Must be a regular member of San Jose Koop
- Must be 18 to 65 years old under occupation
- Fill out application form
II. CHARACTERISTICS
- Accidental and Natural death Insurance
III. COVERAGE
- Life Insurance – P 15,000.00
- Natural Death – P 15,000.00
- Total and Permanent Disability – P 15,000.00
- Burial Benefit – P 15,000.00
- Hospital Income – P 100.00 per day (Starting on 4th day, max of 30days)
Annual Premium per person – P 182.50
I. REQUIREMENTS
- Must be a regular member of San Jose Koop
- Must be 12 to 75 years old under occupation
- Fill out application form
II. CHARACTERISTICS
- Services rendered by non-accredited hospitals are covered in emergency cases.
- Service is personalized.
- There is a 24-hour customer service hotline.
III. PREMIUM
- 12 to 65 yrs old – Php 5,400.00
- 66 to 70 yrs old – Php 10,800.00
- 71 to 75 yrs old – Php 16,200.00
IV. PLAN BENEFITS
- Preventive (Annual Physical Examination)
– Chest X-Ray
– Complete Blood Count (CBC)
– Urine & Stool Test
– Physical Examination - Out Patient Consultations & Laboratories
– Php 10,000.00 / year maximum benefit limit - In Patient (Confinement)
– Net of PhilHealth
– Php 60,000.00 maximum benefit limit (Php 30,000.00 limit per confinement)
IV. PLAN BENEFITS
- Emergency Treatment (24/7)
– Php 30,000.00 / year maximum benefit limit - Dental Coverage
– Simple Tooth Extraction
– Temporary & Permanent Filling
– Simple Oral Prophylaxis - Financial Assistance
– Php 10,000.00 : Natural Death
– Php 20,000.00 : Accidental Death
– Php 10,000.00 : Unprovoked Murder & Assault - Telemedicine
– Unlimited Call Consultations 24/7
– One Video Consultation / Month
– E-Medical Certificate
– E-Prescription
– E-Laboratory Requests
– E-Referral - Covid-19 Benefit
– Php 1,000.00 to Php 10,000.00 : Out Patient Coverage
– Php 10,000.00 : In Patient Coverage
– Php 2,500.00 : Financial Assistance - Eyecare Benefit
– Partnership with Executive Optical with around 215 branches nationwide